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Louisiana Consumer Protection News
Bergen County Moving Company Agrees To Pay Consumer Restitution And $20,000 Civil Penalty
A South Hackensack moving company sued by the state last year for allegedly operating without a license has agreed to pay at least $5,774 in restitution to consumers and a $20,000 civil penalty to the state to resolve the matter, Attorney General Stuart Rabner and Acting Consumer Affairs Director Stephen B. Nolan announced.
A Professional Movers, Inc., and its principals, Adam Eliad and Oziel Eliad, also agreed to comply with all applicable provisions of the New Jersey Consumer Fraud Act, the New Jersey Public Movers Licensing Act and Public Movers Regulations in their future business practices. The matter was resolved with no admission of liability or wrongdoing.
“We will not allow the legal protections that consumers are entitled to when hiring a moving company to be violated or ignored,” Attorney General Rabner said. “This agreement requires the moving company to adhere to state laws and regulations or else face additional penalties.”
If A Professional Movers does not comply with the terms of the settlement for a three-year period, an additional $30,000 civil penalty that is currently suspended will become due and payable.
“Moving can be an expensive and emotional experience. Consumer Affairs regulates the moving industry to protect the public, and, in cases such as this one, to provide recourse and take action on their behalf,” Acting Director Nolan said. Read more at state.nj.us.
H&R Block gets sued
New York Attorney General Eliot Spitzer sued H&R Block on Wednesday, claiming the nation's largest tax preparer fraudulently sold hundreds... Read more >
Definition:
Before you sign on the dotted line, get all of the loan terms in writing, including the payment schedule and interest rate. If the lender isn't familiar to you, contact your state banking department and ask how to confirm that it's licensed and operating properly.
Residual Value
Definition:
The end-of-term value of the item established at the beginning of the lease and used in calculating your base monthly payment. The residual value is deducted from the adjusted capitalized cost to determine the depreciation and any amortized amounts. It is an estimate that may be determined in part by using residual value guidebooks. The residual value may be higher or lower than the realized value at the scheduled end of the lease.
Charity Scams
Definition:
If you’re approached by an unfamiliar charity, check it out. Most states require charities to register with them and file annual reports showing how they use donations. Ask your state or local consumer protection agency how to get this information.
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